Best Travel Credit Cards of 2023

Regardless of whether you are an avid traveler or only travel once every couple of years you can benefit from a travel credit card.

Some travel credit cards allow you to earn miles on your purchases. Even if you don't travel often when you do you can take advantage of the points you've been saving up. Your miles never expire so you can save them up as long as you want. If you are an avid traveler than it is a no brainer that you should be using a travel credit card to get discounted trips. You could be saving a lot of money simply by using one of these cards to make your everyday purchases. These cards tend to have promotional offers so take advantage and treat yourself to a well-deserved vacation.

Check the comparison below to see which card is best for you. They are separated by beginner traveler, intermediate traveler, and advanced traveler.

Beginner Traveler

Credit Card	Discover IT Miles	BofA Travel Rewards	Capital One VentureOne
Annual Fee	$0	$0	$0
Credit Rating	Excellent/Good	Excellent/Good	Excellent/Good
Promotional Offer	Mile Match - All your miles will be doubled at the end of your first year.	25,000 Bonus Points when you spend $1,000 in the first 90 days.	20,000 bonus miles after spending $500 or more on purchases within the first three months from account opening.
Rewards Rate	Earn 1.5x Miles on every dollar spent	Earn 1.5 Points on every dollar spent - These points can be added as credit to your card balance.	Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Earn unlimited 1.25X miles on every purchase, every day.

Intermediate Traveler

Credit Card	Capital One Venture	Chase Sapphire Preferred	AMEX Gold Card
Annual Fee	$95	$95	$250
Credit Rating	Excellent/Good	Excellent/Good	Excellent/Good
Promotional Offer	Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Rewards Rate	5X miles on hotels and rental cars booked through Capital One Travel. 2x on all other purchases.	5x on travel purchased through Chase Ultimate Rewards®. 3x on dining 2x on all other travel purchases, plus more.	4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S. 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.

Advanced Traveler

Credit Card	Capital One Venture X	Chase Sapphire Reserve	AMEX Platinum Card
Annual Fee	$395	$550	$695
Credit Rating	Excellent	Excellent	Excellent/Good
Promotional Offer	Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.
Rewards Rate	Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel. 5X miles on flights booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.	Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®. Earn 5x total points on air travel through Chase Ultimate Rewards®. Earn 3x points on other travel and dining. Earn 1 point per $1 spent on all other purchases.	Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.